Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income

Estimate your retirement nest egg and the sustainable monthly income it can provide

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Catatan: Interface tool di bawah saat ini baru tersedia dalam bahasa Inggris. Kami sedang menerjemahkan UI satu per satu. Lihat tool ini dalam bahasa Inggris →
Nest egg at retirement (nominal)
$1,728,497
Real value (today $)
$728,339
Drawdown years
25
Sustainable monthly income (today $)
$6,910
Monthly surplus vs target
$910
Hanya estimasi. Hasil dihitung dari rumus umum berdasarkan input yang kamu masukkan, dan hanya untuk tujuan informasi. Bukan nasihat finansial, pajak, hukum, medis, atau profesional, dan tidak memperhitungkan situasi pribadi kamu, yurisdiksi, pajak, biaya, atau kondisi kesehatan. Selalu verifikasi angka penting dengan profesional yang berkualifikasi. Dengan memakai tool ini kamu setuju dengan Syarat & Disclaimer.

Cara pakai

  1. 1
    Enter your ages

    Current age, planned retirement age, and life expectancy define the accumulation and drawdown windows.

  2. 2
    Enter savings and contributions

    Current retirement savings plus your monthly contribution during working years.

  3. 3
    Set returns and inflation

    Higher pre-retirement return, lower post-retirement return, and expected inflation. Enter your target monthly income in today's dollars.

Tentang Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income

Free retirement calculator. Enter your current age, retirement age, life expectancy, current savings, monthly contribution, and expected returns before and after retirement to see your projected nest egg, its inflation-adjusted real value, and the sustainable inflation-indexed monthly income it can support through your drawdown years. Runs entirely in your browser. Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income di 712 Tools jalan sepenuhnya di browser kamu pakai JavaScript API native - tidak ada server yang pernah melihat data kamu. Artinya hasil instan, privasi penuh, dan tanpa batas upload.

Buat sesi debug, quick sanity check, atau incident produksi - tool ini gratis dipakai sebanyak yang kamu butuh. Tanpa watermark, tanpa signup, dan tanpa ads di dalam tool.

Pertanyaan yang sering ditanyakan

Is this a substitute for a financial planner?

No - it's a planning tool. Real retirement planning involves taxes, healthcare, Social Security, pensions, and portfolio glide paths that this simple model doesn't cover. Consult a qualified financial planner.

Why is post-retirement return usually lower?

Most retirees shift toward more conservative, income-oriented investments (bonds, dividend stocks) with lower expected returns.

What's the "4% rule"?

A rule of thumb suggesting you can withdraw 4% of your nest egg in year one and adjust for inflation thereafter with a high chance the money lasts 30 years. This tool computes the withdrawal that exactly depletes the balance.

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