Loan Calculator - Monthly EMI, Total Interest & Total Payable

Calculate monthly EMI, total interest, and total payable for any personal, auto, or student loan

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Monthly EMI
$512.91
Total interest
$5,774.80
Total paid
$30,774.80
EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), where r = annual rate ÷ 12, n = months.
Hanya estimasi. Hasil dihitung dari rumus umum berdasarkan input yang kamu masukkan, dan hanya untuk tujuan informasi. Bukan nasihat finansial, pajak, hukum, medis, atau profesional, dan tidak memperhitungkan situasi pribadi kamu, yurisdiksi, pajak, biaya, atau kondisi kesehatan. Selalu verifikasi angka penting dengan profesional yang berkualifikasi. Dengan memakai tool ini kamu setuju dengan Syarat & Disclaimer.

Cara pakai

  1. 1
    Enter loan amount

    The principal - how much you are borrowing.

  2. 2
    Enter interest rate and term

    Annual percentage rate (APR) and total number of months for repayment.

  3. 3
    Read your EMI

    The monthly EMI is the fixed payment you owe each month. Total interest and total payable update instantly.

Tentang Loan Calculator - Monthly EMI, Total Interest & Total Payable

Free loan and EMI calculator. Enter the loan amount, annual interest rate, and term in months to instantly see your monthly EMI (Equated Monthly Instalment), total interest paid, and total amount payable. Works for personal loans, car loans, student loans, and any fixed-rate installment loan. Runs entirely in your browser. Loan Calculator - Monthly EMI, Total Interest & Total Payable di 712 Tools jalan sepenuhnya di browser kamu pakai JavaScript API native - tidak ada server yang pernah melihat data kamu. Artinya hasil instan, privasi penuh, dan tanpa batas upload.

Buat sesi debug, quick sanity check, atau incident produksi - tool ini gratis dipakai sebanyak yang kamu butuh. Tanpa watermark, tanpa signup, dan tanpa ads di dalam tool.

Pertanyaan yang sering ditanyakan

What is EMI?

EMI stands for Equated Monthly Instalment - a fixed monthly payment covering both principal and interest, sized so the loan is fully paid off at the end of the term.

What is the EMI formula?

EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), where P is principal, r is the monthly interest rate (annual ÷ 12 ÷ 100), and n is the number of months.

Can I use this for a car loan or student loan?

Yes. Any fixed-rate installment loan uses the same EMI formula - enter the amount, rate, and term regardless of the loan type.

Is my data uploaded?

No. All calculations run entirely in your browser.

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