Mortgage Calculator - Monthly Payment, Interest & Amortization Schedule

Estimate your monthly mortgage payment, total interest, and full amortization schedule

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Catatan: Interface tool di bawah saat ini baru tersedia dalam bahasa Inggris. Kami sedang menerjemahkan UI satu per satu. Lihat tool ini dalam bahasa Inggris →
Monthly payment
$1,769.79
Loan amount
$280,000.00
Total interest
$357,124.57
Total paid
$637,124.57
Hanya estimasi. Hasil dihitung dari rumus umum berdasarkan input yang kamu masukkan, dan hanya untuk tujuan informasi. Bukan nasihat finansial, pajak, hukum, medis, atau profesional, dan tidak memperhitungkan situasi pribadi kamu, yurisdiksi, pajak, biaya, atau kondisi kesehatan. Selalu verifikasi angka penting dengan profesional yang berkualifikasi. Dengan memakai tool ini kamu setuju dengan Syarat & Disclaimer.

Cara pakai

  1. 1
    Enter loan details

    Home price, down-payment percentage, annual interest rate (APR), and loan term in years.

  2. 2
    See your monthly payment

    The tool computes your monthly principal-and-interest payment along with total interest and total amount paid.

  3. 3
    View amortization schedule

    Click to expand the month-by-month schedule showing how each payment splits between principal and interest and the remaining balance.

Tentang Mortgage Calculator - Monthly Payment, Interest & Amortization Schedule

Free mortgage calculator with amortization schedule. Enter home price, down payment, interest rate (APR), and loan term to instantly see your monthly principal-and-interest payment, total interest paid over the life of the loan, and a month-by-month breakdown of how each payment splits between principal and interest. Runs entirely in your browser. Mortgage Calculator - Monthly Payment, Interest & Amortization Schedule di 712 Tools jalan sepenuhnya di browser kamu pakai JavaScript API native - tidak ada server yang pernah melihat data kamu. Artinya hasil instan, privasi penuh, dan tanpa batas upload.

Buat sesi debug, quick sanity check, atau incident produksi - tool ini gratis dipakai sebanyak yang kamu butuh. Tanpa watermark, tanpa signup, dan tanpa ads di dalam tool.

Pertanyaan yang sering ditanyakan

Does this include taxes and insurance?

No - this calculator shows principal and interest only. Property taxes, homeowners insurance, HOA fees, and PMI are additional costs your lender will include in the escrow portion of your monthly payment.

How is the monthly payment calculated?

M = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), where P is loan amount, r is the monthly interest rate (annual APR ÷ 12), and n is the total number of payments.

What is an amortization schedule?

A month-by-month table showing how much of each payment goes to principal versus interest, plus the remaining loan balance. Early payments are mostly interest; later payments are mostly principal.

Is my financial data uploaded?

No. All calculations run entirely in your browser.

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