Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income

Estimate your retirement nest egg and the sustainable monthly income it can provide

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Note : L'interface de l'outil ci-dessous n'est actuellement disponible qu'en anglais. On traduit les UI une par une. Voir cet outil en anglais →
Nest egg at retirement (nominal)
$1,728,497
Real value (today $)
$728,339
Drawdown years
25
Sustainable monthly income (today $)
$6,910
Monthly surplus vs target
$910
Estimations uniquement. Les résultats sont générés par des formules générales à partir des données que tu saisis, uniquement à titre informatif. Ce ne sont pas des conseils financiers, fiscaux, juridiques, médicaux ou professionnels, et ils ne tiennent pas compte de ta situation individuelle, juridiction, taxes, frais ou état de santé. Vérifie toujours les chiffres importants avec un professionnel qualifié. En utilisant cet outil, tu acceptes nos Conditions & Avertissement.

Comment ça marche

  1. 1
    Enter your ages

    Current age, planned retirement age, and life expectancy define the accumulation and drawdown windows.

  2. 2
    Enter savings and contributions

    Current retirement savings plus your monthly contribution during working years.

  3. 3
    Set returns and inflation

    Higher pre-retirement return, lower post-retirement return, and expected inflation. Enter your target monthly income in today's dollars.

À propos de Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income

Free retirement calculator. Enter your current age, retirement age, life expectancy, current savings, monthly contribution, and expected returns before and after retirement to see your projected nest egg, its inflation-adjusted real value, and the sustainable inflation-indexed monthly income it can support through your drawdown years. Runs entirely in your browser. Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income sur 712 Tools tourne entièrement dans ton browser via des APIs JavaScript natives - aucun server ne voit jamais tes données. Résultats instantanés, privacy complète, et aucune limite d'upload.

Que ce soit pour une session de debug, un sanity check rapide ou un incident en prod, cet outil est gratuit à utiliser autant que tu veux. Pas de watermarks, pas de signup et pas d'ads dans l'outil.

Questions fréquentes

Is this a substitute for a financial planner?

No - it's a planning tool. Real retirement planning involves taxes, healthcare, Social Security, pensions, and portfolio glide paths that this simple model doesn't cover. Consult a qualified financial planner.

Why is post-retirement return usually lower?

Most retirees shift toward more conservative, income-oriented investments (bonds, dividend stocks) with lower expected returns.

What's the "4% rule"?

A rule of thumb suggesting you can withdraw 4% of your nest egg in year one and adjust for inflation thereafter with a high chance the money lasts 30 years. This tool computes the withdrawal that exactly depletes the balance.

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