Compound Interest Calculator - Future Value, Contributions & Growth Chart
Calculate future value with compounding interest, monthly contributions, and year-by-year growth
| Year | Balance |
|---|---|
| 1 | $13,201.42 |
| 2 | $16,634.27 |
| 3 | $20,315.28 |
| 4 | $24,262.39 |
| 5 | $28,494.83 |
| 6 | $33,033.24 |
| 7 | $37,899.74 |
| 8 | $43,118.03 |
| 9 | $48,713.55 |
| 10 | $54,713.58 |
| 11 | $61,147.34 |
| 12 | $68,046.20 |
| 13 | $75,443.79 |
| 14 | $83,376.14 |
| 15 | $91,881.93 |
| 16 | $101,002.60 |
| 17 | $110,782.60 |
| 18 | $121,269.60 |
| 19 | $132,514.70 |
| 20 | $144,572.72 |
Comment ça marche
- 1Enter initial amount
Your starting principal - the money you invest today.
- 2Enter rate and term
Annual percentage rate (APR) and how many years the money will grow.
- 3Pick compounding & contribution
Choose how often interest compounds (monthly, quarterly, etc.) and how much you plan to add each month.
À propos de Compound Interest Calculator - Future Value, Contributions & Growth Chart
Free compound interest calculator. Enter your initial investment, annual interest rate, term in years, compounding frequency, and optional monthly contribution to instantly see the future value, total contributions, interest earned, and a year-by-year growth table. Perfect for planning savings, retirement, or investment growth. Runs entirely in your browser. Compound Interest Calculator - Future Value, Contributions & Growth Chart sur 712 Tools tourne entièrement dans ton browser via des APIs JavaScript natives - aucun server ne voit jamais tes données. Résultats instantanés, privacy complète, et aucune limite d'upload.
Que ce soit pour une session de debug, un sanity check rapide ou un incident en prod, cet outil est gratuit à utiliser autant que tu veux. Pas de watermarks, pas de signup et pas d'ads dans l'outil.
Questions fréquentes
What is the compound interest formula?
A = P(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) − 1) ÷ (r/n)], where P is principal, r is annual rate, n is compounding periods per year, t is years, and PMT is the per-period contribution.
What is compounding frequency?
How often interest is added back to the balance. More frequent compounding (daily vs annual) produces slightly higher returns because interest earns interest sooner.
Does this account for inflation or taxes?
No - this is a nominal-return calculator. Real (inflation-adjusted) returns and after-tax returns are typically lower.
Is my data uploaded?
No. All calculations run entirely in your browser.
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