Net Worth Calculator - Assets Minus Liabilities Balance Sheet
Track total assets and total liabilities to see your personal net worth balance sheet
How it works
- 1List your assets
Fill in cash, savings, investments, retirement, home, vehicles - add rows for anything not listed.
- 2List your liabilities
Fill in mortgage, loans, credit-card debt, and other obligations.
- 3Read your net worth
Net worth = total assets − total liabilities. Nothing is saved anywhere unless you screenshot it.
About Net Worth Calculator - Assets Minus Liabilities Balance Sheet
Free personal net worth calculator. List all your assets (cash, savings, investments, retirement accounts, home, vehicles) and all your liabilities (mortgage, auto loan, student loans, credit cards) to see your net worth: total assets minus total liabilities. Add, edit, or remove any line item. Runs entirely in your browser. Net Worth Calculator - Assets Minus Liabilities Balance Sheet on 712 Tools runs entirely inside your browser using modern JavaScript APIs - no server ever sees your data. That means instant results, complete privacy, and no upload limits.
Whether you need to track total assets and total liabilities to see your personal net worth balance sheet for a debugging session, a quick sanity check, or a production incident, this tool is free to use as many times as you need. There are no watermarks, no sign-up, and no ads inside the tool itself.
Frequently asked questions
Do I include retirement accounts?
Yes - the vested pre-tax balance is your current asset. Some people mentally discount it for future taxes, but for a snapshot balance sheet, use the account balance.
How do I value my home?
Use current market value (an estimate from a comparable-sales tool or a recent appraisal), then list the mortgage separately under liabilities.
Is my data uploaded?
No. All calculations run entirely in your browser and are lost on reload.
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