Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income

Estimate your retirement nest egg and the sustainable monthly income it can provide

🔒 100% 브라우저 내🆓 평생 무료⚡ 가입 없음

참고: 아래 툴 인터페이스는 현재 영어로만 제공됩니다. UI는 하나씩 번역 중입니다. 이 툴을 영어로 보기 →

Current ageRetirement ageLife expectancy

Current savings ($)Monthly contribution ($)

Pre-retirement return (%)Post-retirement return (%)Inflation (%)Target monthly income (today $)

Nest egg at retirement (nominal)

$1,728,497

Real value (today $)

$728,339

Drawdown years

Sustainable monthly income (today $)

$6,910

Monthly surplus vs target

$910

추정치일 뿐입니다. 결과는 여러분이 입력한 값에서 일반 공식으로 생성되며, 정보 제공 목적으로만 제공됩니다. 금융, 세무, 법률, 의료, 또는 전문가 조언이 아니며, 여러분의 개인적 상황, 관할, 세금, 수수료, 건강 상태 등을 고려하지 않습니다. 중요한 수치는 반드시 자격을 갖춘 전문가와 확인하세요. 이 툴을 사용함으로써 다음에 동의한 것으로 간주됩니다: 이용약관 & 면책조항.

사용법

1
Enter your ages
Current age, planned retirement age, and life expectancy define the accumulation and drawdown windows.
2
Enter savings and contributions
Current retirement savings plus your monthly contribution during working years.
3
Set returns and inflation
Higher pre-retirement return, lower post-retirement return, and expected inflation. Enter your target monthly income in today's dollars.

Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income 소개

Free retirement calculator. Enter your current age, retirement age, life expectancy, current savings, monthly contribution, and expected returns before and after retirement to see your projected nest egg, its inflation-adjusted real value, and the sustainable inflation-indexed monthly income it can support through your drawdown years. Runs entirely in your browser. 712 Tools의 Retirement Calculator - Nest Egg, Drawdown & Sustainable Monthly Income은 최신 JavaScript API를 사용해 여러분의 browser에서 완전히 동작합니다 - server가 여러분의 데이터를 볼 일이 절대 없습니다. 즉, 즉각적인 결과, 완전한 프라이버시, 그리고 업로드 제한이 없습니다.

debugging 세션, 빠른 sanity check, 또는 프로덕션 인시던트 - 어떤 상황이든 이 툴은 원하는 만큼 무료로 사용할 수 있습니다. 워터마크 없음, 가입 없음, 툴 내 광고 없음.

자주 묻는 질문

Is this a substitute for a financial planner?

No - it's a planning tool. Real retirement planning involves taxes, healthcare, Social Security, pensions, and portfolio glide paths that this simple model doesn't cover. Consult a qualified financial planner.

Why is post-retirement return usually lower?

Most retirees shift toward more conservative, income-oriented investments (bonds, dividend stocks) with lower expected returns.

What's the "4% rule"?

A rule of thumb suggesting you can withdraw 4% of your nest egg in year one and adjust for inflation thereafter with a high chance the money lasts 30 years. This tool computes the withdrawal that exactly depletes the balance.

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