Loan Calculator - Monthly EMI, Total Interest & Total Payable

Calculate monthly EMI, total interest, and total payable for any personal, auto, or student loan

๐Ÿ”’ 100% ๋ธŒ๋ผ์šฐ์ € ๋‚ด๐Ÿ†“ ํ‰์ƒ ๋ฌด๋ฃŒโšก ๊ฐ€์ž… ์—†์Œ
์ฐธ๊ณ : ์•„๋ž˜ ํˆด ์ธํ„ฐํŽ˜์ด์Šค๋Š” ํ˜„์žฌ ์˜์–ด๋กœ๋งŒ ์ œ๊ณต๋ฉ๋‹ˆ๋‹ค. UI๋Š” ํ•˜๋‚˜์”ฉ ๋ฒˆ์—ญ ์ค‘์ž…๋‹ˆ๋‹ค. ์ด ํˆด์„ ์˜์–ด๋กœ ๋ณด๊ธฐ โ†’
Monthly EMI
$512.91
Total interest
$5,774.80
Total paid
$30,774.80
EMI = P ร— r ร— (1+r)โฟ / ((1+r)โฟ โˆ’ 1), where r = annual rate รท 12, n = months.
์ถ”์ •์น˜์ผ ๋ฟ์ž…๋‹ˆ๋‹ค. ๊ฒฐ๊ณผ๋Š” ์—ฌ๋Ÿฌ๋ถ„์ด ์ž…๋ ฅํ•œ ๊ฐ’์—์„œ ์ผ๋ฐ˜ ๊ณต์‹์œผ๋กœ ์ƒ์„ฑ๋˜๋ฉฐ, ์ •๋ณด ์ œ๊ณต ๋ชฉ์ ์œผ๋กœ๋งŒ ์ œ๊ณต๋ฉ๋‹ˆ๋‹ค. ๊ธˆ์œต, ์„ธ๋ฌด, ๋ฒ•๋ฅ , ์˜๋ฃŒ, ๋˜๋Š” ์ „๋ฌธ๊ฐ€ ์กฐ์–ธ์ด ์•„๋‹ˆ๋ฉฐ, ์—ฌ๋Ÿฌ๋ถ„์˜ ๊ฐœ์ธ์  ์ƒํ™ฉ, ๊ด€ํ• , ์„ธ๊ธˆ, ์ˆ˜์ˆ˜๋ฃŒ, ๊ฑด๊ฐ• ์ƒํƒœ ๋“ฑ์„ ๊ณ ๋ คํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค. ์ค‘์š”ํ•œ ์ˆ˜์น˜๋Š” ๋ฐ˜๋“œ์‹œ ์ž๊ฒฉ์„ ๊ฐ–์ถ˜ ์ „๋ฌธ๊ฐ€์™€ ํ™•์ธํ•˜์„ธ์š”. ์ด ํˆด์„ ์‚ฌ์šฉํ•จ์œผ๋กœ์จ ๋‹ค์Œ์— ๋™์˜ํ•œ ๊ฒƒ์œผ๋กœ ๊ฐ„์ฃผ๋ฉ๋‹ˆ๋‹ค: ์ด์šฉ์•ฝ๊ด€ & ๋ฉด์ฑ…์กฐํ•ญ.

์‚ฌ์šฉ๋ฒ•

  1. 1
    Enter loan amount

    The principal - how much you are borrowing.

  2. 2
    Enter interest rate and term

    Annual percentage rate (APR) and total number of months for repayment.

  3. 3
    Read your EMI

    The monthly EMI is the fixed payment you owe each month. Total interest and total payable update instantly.

Loan Calculator - Monthly EMI, Total Interest & Total Payable ์†Œ๊ฐœ

Free loan and EMI calculator. Enter the loan amount, annual interest rate, and term in months to instantly see your monthly EMI (Equated Monthly Instalment), total interest paid, and total amount payable. Works for personal loans, car loans, student loans, and any fixed-rate installment loan. Runs entirely in your browser. 712 Tools์˜ Loan Calculator - Monthly EMI, Total Interest & Total Payable์€ ์ตœ์‹  JavaScript API๋ฅผ ์‚ฌ์šฉํ•ด ์—ฌ๋Ÿฌ๋ถ„์˜ browser์—์„œ ์™„์ „ํžˆ ๋™์ž‘ํ•ฉ๋‹ˆ๋‹ค - server๊ฐ€ ์—ฌ๋Ÿฌ๋ถ„์˜ ๋ฐ์ดํ„ฐ๋ฅผ ๋ณผ ์ผ์ด ์ ˆ๋Œ€ ์—†์Šต๋‹ˆ๋‹ค. ์ฆ‰, ์ฆ‰๊ฐ์ ์ธ ๊ฒฐ๊ณผ, ์™„์ „ํ•œ ํ”„๋ผ์ด๋ฒ„์‹œ, ๊ทธ๋ฆฌ๊ณ  ์—…๋กœ๋“œ ์ œํ•œ์ด ์—†์Šต๋‹ˆ๋‹ค.

debugging ์„ธ์…˜, ๋น ๋ฅธ sanity check, ๋˜๋Š” ํ”„๋กœ๋•์…˜ ์ธ์‹œ๋˜ํŠธ - ์–ด๋–ค ์ƒํ™ฉ์ด๋“  ์ด ํˆด์€ ์›ํ•˜๋Š” ๋งŒํผ ๋ฌด๋ฃŒ๋กœ ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์›Œํ„ฐ๋งˆํฌ ์—†์Œ, ๊ฐ€์ž… ์—†์Œ, ํˆด ๋‚ด ๊ด‘๊ณ  ์—†์Œ.

์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ

What is EMI?

EMI stands for Equated Monthly Instalment - a fixed monthly payment covering both principal and interest, sized so the loan is fully paid off at the end of the term.

What is the EMI formula?

EMI = P ร— r ร— (1+r)โฟ / ((1+r)โฟ โˆ’ 1), where P is principal, r is the monthly interest rate (annual รท 12 รท 100), and n is the number of months.

Can I use this for a car loan or student loan?

Yes. Any fixed-rate installment loan uses the same EMI formula - enter the amount, rate, and term regardless of the loan type.

Is my data uploaded?

No. All calculations run entirely in your browser.

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