Investment Calculator - Future Value, CAGR, ROI & Inflation-Adjusted Growth

Project future value of an investment with monthly contributions, CAGR, ROI, and real (inflation-adjusted) balance

๐Ÿ”’ 100% ๋ธŒ๋ผ์šฐ์ € ๋‚ด๐Ÿ†“ ํ‰์ƒ ๋ฌด๋ฃŒโšก ๊ฐ€์ž… ์—†์Œ
์ฐธ๊ณ : ์•„๋ž˜ ํˆด ์ธํ„ฐํŽ˜์ด์Šค๋Š” ํ˜„์žฌ ์˜์–ด๋กœ๋งŒ ์ œ๊ณต๋ฉ๋‹ˆ๋‹ค. UI๋Š” ํ•˜๋‚˜์”ฉ ๋ฒˆ์—ญ ์ค‘์ž…๋‹ˆ๋‹ค. ์ด ํˆด์„ ์˜์–ด๋กœ ๋ณด๊ธฐ โ†’
Final balance
$343,778.24
Total contributions
$130,000.00
Investment gains
$213,778.24
ROI on contributions
164.44%
CAGR
19.35%
Real value (2.5% infl.)
$209,797.87
YearBalanceContributed
1$17,054.96$16,000.00
2$24,695.47$22,000.00
3$32,970.15$28,000.00
4$41,931.62$34,000.00
5$51,636.89$40,000.00
6$62,147.68$46,000.00
7$73,530.87$52,000.00
8$85,858.86$58,000.00
9$99,210.07$64,000.00
10$113,669.42$70,000.00
11$129,328.89$76,000.00
12$146,288.09$82,000.00
13$164,654.89$88,000.00
14$184,546.13$94,000.00
15$206,088.33$100,000.00
16$229,418.52$106,000.00
17$254,685.10$112,000.00
18$282,048.81$118,000.00
19$311,683.68$124,000.00
20$343,778.24$130,000.00
์ถ”์ •์น˜์ผ ๋ฟ์ž…๋‹ˆ๋‹ค. ๊ฒฐ๊ณผ๋Š” ์—ฌ๋Ÿฌ๋ถ„์ด ์ž…๋ ฅํ•œ ๊ฐ’์—์„œ ์ผ๋ฐ˜ ๊ณต์‹์œผ๋กœ ์ƒ์„ฑ๋˜๋ฉฐ, ์ •๋ณด ์ œ๊ณต ๋ชฉ์ ์œผ๋กœ๋งŒ ์ œ๊ณต๋ฉ๋‹ˆ๋‹ค. ๊ธˆ์œต, ์„ธ๋ฌด, ๋ฒ•๋ฅ , ์˜๋ฃŒ, ๋˜๋Š” ์ „๋ฌธ๊ฐ€ ์กฐ์–ธ์ด ์•„๋‹ˆ๋ฉฐ, ์—ฌ๋Ÿฌ๋ถ„์˜ ๊ฐœ์ธ์  ์ƒํ™ฉ, ๊ด€ํ• , ์„ธ๊ธˆ, ์ˆ˜์ˆ˜๋ฃŒ, ๊ฑด๊ฐ• ์ƒํƒœ ๋“ฑ์„ ๊ณ ๋ คํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค. ์ค‘์š”ํ•œ ์ˆ˜์น˜๋Š” ๋ฐ˜๋“œ์‹œ ์ž๊ฒฉ์„ ๊ฐ–์ถ˜ ์ „๋ฌธ๊ฐ€์™€ ํ™•์ธํ•˜์„ธ์š”. ์ด ํˆด์„ ์‚ฌ์šฉํ•จ์œผ๋กœ์จ ๋‹ค์Œ์— ๋™์˜ํ•œ ๊ฒƒ์œผ๋กœ ๊ฐ„์ฃผ๋ฉ๋‹ˆ๋‹ค: ์ด์šฉ์•ฝ๊ด€ & ๋ฉด์ฑ…์กฐํ•ญ.

์‚ฌ์šฉ๋ฒ•

  1. 1
    Enter starting values

    Initial investment, monthly contribution, and years.

  2. 2
    Set return and inflation

    Expected annual return (APR) and expected inflation rate.

  3. 3
    Read projections

    Nominal balance, CAGR, ROI, and inflation-adjusted real value update instantly.

Investment Calculator - Future Value, CAGR, ROI & Inflation-Adjusted Growth ์†Œ๊ฐœ

Free investment growth calculator. Enter your initial amount, monthly contribution, holding period, expected annual return, and inflation rate to project the future value, total contributions, investment gains, ROI, annualized CAGR, and inflation-adjusted real value. Includes a year-by-year table. Runs entirely in your browser. 712 Tools์˜ Investment Calculator - Future Value, CAGR, ROI & Inflation-Adjusted Growth์€ ์ตœ์‹  JavaScript API๋ฅผ ์‚ฌ์šฉํ•ด ์—ฌ๋Ÿฌ๋ถ„์˜ browser์—์„œ ์™„์ „ํžˆ ๋™์ž‘ํ•ฉ๋‹ˆ๋‹ค - server๊ฐ€ ์—ฌ๋Ÿฌ๋ถ„์˜ ๋ฐ์ดํ„ฐ๋ฅผ ๋ณผ ์ผ์ด ์ ˆ๋Œ€ ์—†์Šต๋‹ˆ๋‹ค. ์ฆ‰, ์ฆ‰๊ฐ์ ์ธ ๊ฒฐ๊ณผ, ์™„์ „ํ•œ ํ”„๋ผ์ด๋ฒ„์‹œ, ๊ทธ๋ฆฌ๊ณ  ์—…๋กœ๋“œ ์ œํ•œ์ด ์—†์Šต๋‹ˆ๋‹ค.

debugging ์„ธ์…˜, ๋น ๋ฅธ sanity check, ๋˜๋Š” ํ”„๋กœ๋•์…˜ ์ธ์‹œ๋˜ํŠธ - ์–ด๋–ค ์ƒํ™ฉ์ด๋“  ์ด ํˆด์€ ์›ํ•˜๋Š” ๋งŒํผ ๋ฌด๋ฃŒ๋กœ ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์›Œํ„ฐ๋งˆํฌ ์—†์Œ, ๊ฐ€์ž… ์—†์Œ, ํˆด ๋‚ด ๊ด‘๊ณ  ์—†์Œ.

์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ

What's the difference between ROI and CAGR?

ROI is the total return as a percentage of what you put in. CAGR is that return smoothed to an equivalent constant annual rate - useful for comparing investments held over different time frames.

What is real vs nominal return?

Nominal is the actual dollar figure. Real subtracts inflation, showing what the money is worth in today's purchasing power. Real is usually the more meaningful number for long-term planning.

Does this account for taxes or fees?

No - the model shows gross returns. Actual after-tax, after-fee results are typically lower.

Is my data uploaded?

No. All calculations run entirely in your browser.