Compound Interest Calculator - Future Value, Contributions & Growth Chart

Calculate future value with compounding interest, monthly contributions, and year-by-year growth

🔒 100% 브라우저 내🆓 평생 무료⚡ 가입 없음

참고: 아래 툴 인터페이스는 현재 영어로만 제공됩니다. UI는 하나씩 번역 중입니다. 이 툴을 영어로 보기 →

Initial ($)Rate (% APR)YearsCompoundingMonthly add ($)

Final balance

$144,572.72

Total contributions

$58,000.00

Interest earned

$86,572.72

Year	Balance
1	$13,201.42
2	$16,634.27
3	$20,315.28
4	$24,262.39
5	$28,494.83
6	$33,033.24
7	$37,899.74
8	$43,118.03
9	$48,713.55
10	$54,713.58
11	$61,147.34
12	$68,046.20
13	$75,443.79
14	$83,376.14
15	$91,881.93
16	$101,002.60
17	$110,782.60
18	$121,269.60
19	$132,514.70
20	$144,572.72

A = P(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) − 1) / (r/n)]

추정치일 뿐입니다. 결과는 여러분이 입력한 값에서 일반 공식으로 생성되며, 정보 제공 목적으로만 제공됩니다. 금융, 세무, 법률, 의료, 또는 전문가 조언이 아니며, 여러분의 개인적 상황, 관할, 세금, 수수료, 건강 상태 등을 고려하지 않습니다. 중요한 수치는 반드시 자격을 갖춘 전문가와 확인하세요. 이 툴을 사용함으로써 다음에 동의한 것으로 간주됩니다: 이용약관 & 면책조항.

사용법

1
Enter initial amount
Your starting principal - the money you invest today.
2
Enter rate and term
Annual percentage rate (APR) and how many years the money will grow.
3
Pick compounding & contribution
Choose how often interest compounds (monthly, quarterly, etc.) and how much you plan to add each month.

Compound Interest Calculator - Future Value, Contributions & Growth Chart 소개

Free compound interest calculator. Enter your initial investment, annual interest rate, term in years, compounding frequency, and optional monthly contribution to instantly see the future value, total contributions, interest earned, and a year-by-year growth table. Perfect for planning savings, retirement, or investment growth. Runs entirely in your browser. 712 Tools의 Compound Interest Calculator - Future Value, Contributions & Growth Chart은 최신 JavaScript API를 사용해 여러분의 browser에서 완전히 동작합니다 - server가 여러분의 데이터를 볼 일이 절대 없습니다. 즉, 즉각적인 결과, 완전한 프라이버시, 그리고 업로드 제한이 없습니다.

debugging 세션, 빠른 sanity check, 또는 프로덕션 인시던트 - 어떤 상황이든 이 툴은 원하는 만큼 무료로 사용할 수 있습니다. 워터마크 없음, 가입 없음, 툴 내 광고 없음.

자주 묻는 질문

What is the compound interest formula?

A = P(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) − 1) ÷ (r/n)], where P is principal, r is annual rate, n is compounding periods per year, t is years, and PMT is the per-period contribution.

What is compounding frequency?

How often interest is added back to the balance. More frequent compounding (daily vs annual) produces slightly higher returns because interest earns interest sooner.

Does this account for inflation or taxes?

No - this is a nominal-return calculator. Real (inflation-adjusted) returns and after-tax returns are typically lower.

Is my data uploaded?

No. All calculations run entirely in your browser.

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