True Hourly Rate Calculator - What You Actually Earn as a Freelancer

See the real hourly rate you earn after taxes, health, tools, retirement and unpaid admin

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注意: 下記のツールインターフェースは現時点で英語のみに対応しています。UI の翻訳は順次進めています。 このツールを英語で見る →
Self-employment tax + federal + state avg; individual ACA silver plan.
Gross annual
$86,250.00
Overhead + tax + retirement
$37,582.50
Net take-home / year
$48,667.50
TRUE hourly rate
$32.06
The reality check
You bill $75.00/hr, but after tax, health, tools, retirement, and 8h/wk of unpaid admin, your real earning rate is $32.06/hr - a 57% drop from your headline rate.
Only 76% of your working hours are billable. Working 46 weeks × 33h = 1518 actual hours per year.
Estimates only. Consult a local accountant for your actual tax situation.
あくまで推定値です。 計算結果は入力値に基づく一般的な式から生成された、情報提供のみを目的とするものです。金融、税務、法律、医療、または専門的な助言ではなく、個々の状況、管轄、税金、手数料、健康状態を考慮していません。重要な数値は必ず有資格の専門家に確認してください。本ツールの利用により、以下に同意したものとみなされます: 利用規約と免責事項.

使い方

  1. 1
    Enter your billed rate

    The hourly rate you invoice clients today.

  2. 2
    Add billable + unpaid admin hours

    How many hours you actually bill each week, plus the unpaid hours you spend on sales, invoicing, learning and admin.

  3. 3
    Pick a country preset or customize

    Pre-filled tax rate and health insurance for your country. Override any field for your exact situation.

  4. 4
    Read the true rate

    The tool shows your real take-home per actual hour worked - usually 40 to 60% lower than your headline rate.

True Hourly Rate Calculator - What You Actually Earn as a Freelancer について

Free true hourly rate calculator for freelancers, contractors and consultants. Enter your billed rate and the tool subtracts taxes, health insurance, tool subscriptions, retirement savings and unpaid admin hours to show what you actually earn per hour of work. Country presets for US, UK, Canada, Australia, Germany and India. Runs entirely in your browser. 712 Tools の True Hourly Rate Calculator - What You Actually Earn as a Freelancer はモダンな JavaScript API を使って完全にブラウザ内で動作します - サーバーがあなたのデータを見ることは一切ありません。つまり、即時の結果、完全なプライバシー、アップロード制限なしです。

デバッグ、簡単な確認、あるいは本番のインシデント対応まで - このツールは何度でも無料で使えます。ウォーターマークなし、サインアップなし、ツール内広告なし。

よくある質問

Why is my true hourly rate so much lower than my billed rate?

Because taxes, health insurance, retirement, tool subscriptions and unpaid admin hours all come out of the rate before it becomes take-home. Most freelancers underestimate this by 30 to 50%.

Are the country presets accurate?

They are reasonable averages for a mid-earning self-employed person. Your exact tax and health costs depend on state or province, deductions, dependents and coverage tier. Adjust the fields to match your situation, or ask a local accountant.

What counts as unpaid admin hours?

Any time you spend on your business that you cannot bill a client for: sales calls, proposals, contracts, invoicing, chasing payment, bookkeeping, learning, marketing, and time between projects.

Is any of this data uploaded?

No. Everything runs in your browser and nothing is sent to a server.

続きを読む

6 分で読了

Your real hourly rate is 40-60% lower than you think

Freelancers benchmark their $75/hr rate against a $75/hr salary - but taxes, health insurance, tools, retirement and unpaid admin cut it in half. Here's the math.

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