True Hourly Rate Calculator - What You Actually Earn as a Freelancer

See the real hourly rate you earn after taxes, health, tools, retirement and unpaid admin

🔒 %100 browser içinde🆓 Sonsuza kadar ücretsiz⚡ Kayıt yok
Not: Aşağıdaki tool arayüzü şu an sadece İngilizce. UI'ları tek tek çeviriyoruz. Bu tool'u İngilizce görüntüle →
Self-employment tax + federal + state avg; individual ACA silver plan.
Gross annual
$86,250.00
Overhead + tax + retirement
$37,582.50
Net take-home / year
$48,667.50
TRUE hourly rate
$32.06
The reality check
You bill $75.00/hr, but after tax, health, tools, retirement, and 8h/wk of unpaid admin, your real earning rate is $32.06/hr - a 57% drop from your headline rate.
Only 76% of your working hours are billable. Working 46 weeks × 33h = 1518 actual hours per year.
Estimates only. Consult a local accountant for your actual tax situation.
Sadece tahmin. Sonuçlar girdiğiniz değerlerden genel formüllerle üretilir ve yalnızca bilgi amaçlıdır. Finansal, vergi, hukuki, tıbbi veya profesyonel tavsiye değildir; sizin kişisel durumunuzu, yetki alanınızı, vergileri, ücretleri veya sağlık koşullarınızı hesaba katmaz. Önemli rakamları her zaman yetkin bir profesyonelle doğrulayın. Bu tool'u kullanarak şunları kabul etmiş olursunuz: Şartlar & Sorumluluk Reddi.

Nasıl çalışır

  1. 1
    Enter your billed rate

    The hourly rate you invoice clients today.

  2. 2
    Add billable + unpaid admin hours

    How many hours you actually bill each week, plus the unpaid hours you spend on sales, invoicing, learning and admin.

  3. 3
    Pick a country preset or customize

    Pre-filled tax rate and health insurance for your country. Override any field for your exact situation.

  4. 4
    Read the true rate

    The tool shows your real take-home per actual hour worked - usually 40 to 60% lower than your headline rate.

True Hourly Rate Calculator - What You Actually Earn as a Freelancer Hakkında

Free true hourly rate calculator for freelancers, contractors and consultants. Enter your billed rate and the tool subtracts taxes, health insurance, tool subscriptions, retirement savings and unpaid admin hours to show what you actually earn per hour of work. Country presets for US, UK, Canada, Australia, Germany and India. Runs entirely in your browser. 712 Tools üzerindeki True Hourly Rate Calculator - What You Actually Earn as a Freelancer tamamen browser'ınızda native JavaScript API'lerle çalışır - hiçbir server verilerinizi görmez. Yani anında sonuç, tam privacy ve upload limiti yok.

İster bir debugging session olsun, ister hızlı bir sanity check ya da bir production incident'ı - bu tool istediğiniz kadar ücretsiz kullanılabilir. Watermark yok, kayıt yok, tool içinde reklam yok.

Sık sorulan sorular

Why is my true hourly rate so much lower than my billed rate?

Because taxes, health insurance, retirement, tool subscriptions and unpaid admin hours all come out of the rate before it becomes take-home. Most freelancers underestimate this by 30 to 50%.

Are the country presets accurate?

They are reasonable averages for a mid-earning self-employed person. Your exact tax and health costs depend on state or province, deductions, dependents and coverage tier. Adjust the fields to match your situation, or ask a local accountant.

What counts as unpaid admin hours?

Any time you spend on your business that you cannot bill a client for: sales calls, proposals, contracts, invoicing, chasing payment, bookkeeping, learning, marketing, and time between projects.

Is any of this data uploaded?

No. Everything runs in your browser and nothing is sent to a server.

Devamını oku

6 dk okuma

Your real hourly rate is 40-60% lower than you think

Freelancers benchmark their $75/hr rate against a $75/hr salary - but taxes, health insurance, tools, retirement and unpaid admin cut it in half. Here's the math.

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